Capital is understood only when the structure of control is visible
BLACKFILE compares companies, owners, obligations, available financial data and transactional signals to show who controls an asset, what its value depends on, and where risk arises.
We separate registered ownership from economic control, confirmed cash flow from assumption, and a financial anomaly from an explainable event.
At the first stage, the structure of the task is sufficient. Bank statements, contracts and access credentials are not provided.
ASSETS
CONTROL
OBLIGATIONS
FLOWS
AML/KYC
The diagram shows a model, not the data of a specific client. Marked in red is a single material gap between the stated and the confirmed structure. A dotted line does not indicate a hidden beneficial owner - only a connection that requires verification.
02 / FINANCIAL PICTURE
The legal owner, the source of funds, and actual control may reside at different points
A corporate scheme by itself does not show who makes decisions, what obligations encumber the asset, or how verifiable the declared cash flows are. Financial analysis brings together registry, contractual, litigation and available transactional information around the client's specific question.
Ownership - registered ownership. Control - rights, roles and actual management mechanisms. Obligations - debt, pledges, guarantees and contingent liabilities. Flow - verifiable receipts, payments and anomalies.
BLACKFILE brings four layers - ownership, control, obligations and flow - together into a single verifiable picture.
03 / WHEN ANALYSIS IS NEEDED
When the cost of a decision depends on the financial structure
01
Before a transaction or partnership
Verify capital, obligations and dependency on related parties.
02
In a corporate dispute
Reconstruct structural changes and checkpoints.
03
Before enforcement
Determine the financial picture and the need for a separate Asset Tracing engagement.
04
In AML/KYC matters
Systematize the origin of data and potential red flags.
05
For family capital
Assemble a consolidated map of ownership and dependencies.
06
When financial statements are in doubt
Compare declared figures against external facts and available documents.
04 / WHAT IS ANALYZED
From corporate structure to transactional signals
Without lawfully provided banking data, BLACKFILE does not see closed accounts and does not state specific transactions as an established fact.
01
Structure and authority
corporate and beneficial ownership structure based on available data
director, management and signing authority
capital, shares and material changes
02
Obligations and events
pledges, guarantees, debt and contingent liabilities
litigation and regulatory financial events
interdependence of related companies
03
Flows and risk factors
transaction data provided and its economic logic
payment and geographic AML/KYC factors
sanctions intersections
indications of inconsistency between the stated model and available facts
FINANCIAL STRUCTURE ANALYTICS
A capital decision rests on what can be verified: the source, date and basis of each conclusion
05 / CAPITAL CONTROL MAP
The map shows not only who owns the asset but how control is exercised
Select a node to view the basis for the connection, the source, the status and its significance for the decision
Basis for the connection
Record of director's role and shareholding in the corporate register.
Source and date
Corporate register, current extract
Share or nature of control
40% of voting rights
Status
Confirmed
Related obligation
Personal guarantee under the credit line.
Relevance to the client's decision
Actual influence extends beyond the registered share owing to roles held and the guarantee.
The diagram shows a model, not the data of a specific client. Marked in red is a single material gap between the stated and the confirmed structure. A dotted line does not indicate a hidden beneficial owner - only a connection that requires verification.
01Map nodes: individual, company, trust or foundation, asset, liability, counterparty and jurisdiction.
02Types of connections: ownership, voting, management, financing, security and economic dependency.
03For each node, the basis of the connection, the source and the date are recorded.
04The share or nature of control is indicated only when confirmed.
05Each element is assigned a status: confirmed, stated or requires verification.
06The node is linked to the liability and its significance for the client's decision.
One material discrepancy between the stated and confirmed structure is marked in red. A dotted line does not indicate a hidden beneficial owner - only a connection that requires verification.
06 / RESULT
A structure that can be verified and used in the next decision
Each conclusion is accompanied by a source, date and limit of confidence - the material is ready to be passed to lawyers, auditors or compliance.
R-01 / RESULT
Executive summary and Capital Control Map
Key conclusions and a map of ownership, control, liabilities and dependencies around the client's question.
R-02 / RESULT
Owners and indicators of control
A list of legal owners and available indicators of actual control.
R-03 / RESULT
Assets and liabilities
A map of assets and liabilities within the available sources, including pledges and contingent liabilities.
R-04 / RESULT
Timeline and related parties
Material corporate changes over time and analysis of related parties.
R-05 / RESULT
Anomalies and AML/KYC factors
Financial anomalies with possible explanations, AML/KYC and sanctions factors.
R-06 / RESULT
Gaps and decision route
A list of missing documents, recommendations for legal, audit, compliance or Asset Tracing, and a log of sources and limitations.
The service is not an accounting audit or a legal opinion. The conclusion does not extend beyond the available data.
07 / WHO THIS IS FOR
For those responsible for the money, the deal or the recovery
CL-01 / CLIENT
Owners and Family Offices
How closely the consolidated ownership picture corresponds to reality. The result is a map of structure, dependencies and gaps.
CL-02 / CLIENT
Investors and funds
What actually stands behind the structure of the investment target. The result is verified owners, liabilities and points of risk before the deal.
CL-03 / CLIENT
Legal teams
Which financial facts will hold up to scrutiny in a dispute. The result is a timeline, sources and a list of documents for the position.
CL-04 / CLIENT
M&A и restructuring-команды
Where the target's structure diverges from the stated model. The result is a map of control and liabilities for the deal terms.
CL-05 / CLIENT
Creditors and recovery teams
Whether it makes sense to pursue recovery and where exactly. The result is a financial picture and a route to a separate Asset Tracing engagement.
CL-06 / CLIENT
Compliance and risk functions
How to systematize AML/KYC factors on a counterparty. The result is structured red flags and questions for authorized specialists.
08 / COMPOSITE EXAMPLES
How a control map changes a decision
FA-01Control AnalysisComposite example
Control without direct ownership
Задача. Before the transaction, the registered structure appeared straightforward, but contractual rights and financing created dependence on a related company.
Результат. The Capital Control Map separated legal ownership from economic dependence; the questions were incorporated into the terms of the transaction.
FA-02Obligations ReviewComposite example
Inconsistent obligations
Задача. In a corporate dispute, public records and the documents provided reflected the history of debt security differently.
Результат. A chronology and a list of documents requiring verification by counsel and an auditor were prepared.
FA-03Value Quality ReviewComposite example
Value not explained by income structure
Задача. Before an investment decision, the stated value of the asset relied on intra-group turnover and several related counterparties. Without separating external revenue from intra-group transactions, financial stability appeared stronger than it was.
Результат. Confirmed indicators were separated from intra-group dependencies and gaps in the data; the client received a list of questions and conditions to be resolved before the decision.
The examples are composite and do not describe a specific client. Illustrative image: the client's identity is not disclosed.
09 / PROCESS
Related route of analysis
01
Financial matter
Transaction, dispute, recovery, risk or consolidation.
02
Right to data
Source of materials and permissible scope.
03
Structure
Owners, control, companies and jurisdictions.
04
Obligations and flows
Contracts, pledges, related parties and transactions provided.
05
Verification
Sources, dates, alternative explanations.
06
Decision route
Legal, audit, compliance, Asset Tracing or additional verification.
SCREENING→ANALYTICS→MAPPINGThe exact scope and cost depend on the number of companies, countries, documents and availability of financial data. The service is not an accounting audit or a legal opinion.
10 / COST
Three formats of financial analysis
The format depends on the number of companies, countries, volume of documents and availability of financial data.
01
Basic Financial Screening
From €8,000
Timing depends on the volume of data and is agreed before work begins
Basic ownership structure, available assets and liabilities with a list of gaps.
Included
basic ownership structure
available assets and liabilities
key related parties
preliminary AML/KYC factors
list of gaps and questions
02Main engagement format
Advanced Financial Analytics
12 000-25 000 €
Timing depends on the volume of data and is agreed before work begins
Full analysis of structure, obligations and provided transactional data with a control map.
Included
Capital Control Map
several companies or jurisdictions
analysis of provided transactional data
obligations, pledges and dependencies
sanctions and AML/KYC factors
working session with the authorized team
03
Complex Capital Mapping
Individual quote
Timeline determined after review of the task
Phased model for complex structures with coordination of lawyers, auditors and Asset Tracing.
Included
complex international structure
significant volume of data
trusts, foundations and contractual arrangements within available sources
coordination with lawyers, auditors and Asset Tracing
phased model and executive briefing
11 / SCOPE OF THE SERVICE
The conclusion must not extend beyond the available data
BLACKFILE does not obtain banking secrecy information without a lawful basis, does not breach systems and does not substitute for a licensed auditor, tax adviser or legal counsel.
Nominee ownership or money laundering is not declared an established fact without sufficient evidence.
the source of every material conclusion
registered ownership and presumed control are kept separate
an anomaly and a violation are not the same thing
the applicability of AML, sanctions and tax rules is confirmed by a specialist in the relevant jurisdiction
